
Laca Ossenfort has been the Administrator of Pioneer Credit Counseling since 1995. Established as a nonprofit entity, Black Hills Childrens Ranch Inc., D/B/A Pioneer Credit Counseling is classified by the IRS as a 501(C)3 Public Charity, dedicated to assisting individuals and families reduce or eliminate consumer debt.
Laca Ossenfort is highly experienced in the organization, management, and compliance with I.R.C. guidance for tax exempt organizations. Laca Ossenfort is responsible for the day to day operations of Pioneer Credit Counseling's sensitive, consumer focused debt relief solutions.
Bulding Pioneer Credit Counseling from the ground up, Laca Ossenfort began counseling local consumers in one on one sessions, helping consumers with budgeting, financial planning, and housing issues. In 2005, Laca Ossenfort with Todd Ossenfort were approved by the Executive Office of the United States Trustee for administration and delivery of Pioneer Credit Counseling's Post Bankruptcy Financial Management counseling. The following year Laca Ossenfort successfully obtained approval for the administration of Pre Bankruptcy Credit Counseling courses, designed to help consumers weigh their options when filing bankruptcy.
Laca Ossenfort with her Chief Operating Officer Todd Ossenfort have successfully implemented programs which have changed the financial lives of those Pioneer Credit Counseling serves.
As the Most Trusted Name in Credit Counseling, the Association of Independent Consumer Credit Counseling Agencies (AICCCA) is the largest national association representing nonprofit credit counseling agencies.
Laca Ossenfort is a member of AICCCA and frequently attends functions supporting the organization.
Maintain compliance with IRS guidance for nonprofit organization administration and operation.
Presentation College is a private 4-year South Dakota University combining outstanding academic programs and personal discovery to create a unique higher education learning environment.
Active in more than 100 countries, the combined skills of BSI help to shape the future of society by improving product quality, encouraging the development of efficient management practices, a, ssisting international trade, reducing risks in business and society in general, Establishing and harmonizing standards, and providing business information, training and advice.
AFCPE is the Association for Financial Counseling and Planning Education. The organization is a nonprofit, professional organization dedicated to educating, training, and certifying financial counselors and educators.
AFCPE is the Association for Financial Counseling and Planning Education. The organization is a nonprofit, professional organization dedicated to educating, training, and certifying financial counselors and educators.


Pioneer Credit Counseling is a professional, nonprofit organization dedicated to helping consumers reduce their consumer debt. Pioneer Credit Counseling's programs can help restructure and consolidate your debt into one low monthly payment. For more information visit Pioneer Credit Counseling.
AICCCA The Association of Independent Consumer Credit Counseling Agencies (AICCCA) is the largest national association representing non-profit credit counseling companies. Our members provide consumer credit counseling, debt management, housing counseling, bankruptcy counseling, and financial education services. All AICCCA members adhere to strict high-quality service standards. Our standards ensure that consumers with problem debt will receive expert help from experienced organizations they can trust. Pioneer Credit Counseling is a member of AICCCA.
Learn about Pioneer Credit Counseling Chief Operating Officer, Todd Ossenfort.